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I had the opportunity to write a guest post for Distilled Dollar back in May. In this post, I talk about my encounter with a couple that looked like they had it all together and why it may not be exactly as it seemed. I experienced a similar situation/feeling recently and thought I’d bring this back around.
Check out my article below and don’t forget to check out Distilled Dollar.
Dominate Your Financial Destiny
Do you ever try to analyze random stranger’s financial situations? I was at the gym recently (see I didn’t get rid of my membership!) when I noticed this couple working out. They are at the gym almost every time I go. EVERY. SINGLE. TIME. Through these informal experiences, I’ve noticed a few things about this couple:
- They’re both incredibly good looking
- They’re both in extremely good shape
- They’re both so trendy (clothing, accessories, personal equipment, etc.)
- They seem very happy
I was done with my workout, so I was walking to my car in the parking garage when I noticed they were walking just in front of me. What happened next? THEY GOT INTO AN ASTON MARTIN. And not just any Aston Martin, an Aston Martin Vanquish. That’s a $300,000 vehicle. It’s a beautiful car and I immediately felt car envy.
Do They Dominate Their Financial Destiny?
Then my analytical mind kicked in and I began asking myself questions about their life. For starters, this car probably has at least a $5,000 a month car payment. But of course, they can’t afford that because they’re probably broke. But how could they qualify for the car payment if they’re broke? Maybe they make enough money but spend it all on expensive items like this car. Then I started making assumptions – do they own this luxury vehicle but live in a run-down home or apartment? Are they spending all their money on STUFF, but have nothing in savings or in investments?
On the flip side, do they really have THAT much money that a $300,000 vehicle is a drop in the hat? Maybe so. Maybe my envy had gotten the best of me and I was now just being an ass.
Do you ever find yourself asking these same questions? I do it all the time.
And you know what, the truth is – YOU NEVER KNOW THE ANSWER. Personal finances are held so close to the chest that you just don’t have any idea. And that’s ok. You own your own financial destiny. This means always doing what’s best for you. Don’t get caught up in other people’s situations. We all start at nothing.
Don’t Other People Destroy Your PlansIt’s easy for your envy of someone else’s stuff to turn into you impulse buying something you can’t afford.Click To Tweet
Don’t do that. Keep a clear mind and focus on your own goals.
It’s easy to see someone driving a nice car, wearing nice clothes, owning the latest tech gadgets and try to appear “well off” like they are. Don’t do that. Realize that you know nothing about their financial situation. Owning the newest material items doesn’t make you cool.
It’s easy to max out your credit cards and get so deep into debt that you’ll spend the rest of your life trying to dig yourself out. Don’t do that. Cut up your credit cards, pay with cash and forge your own path.Dominate your financial journey. Do it for you, not for other people.Click To Tweet
Have you ever questioned your own path because someone else seemed to be doing it better?